:root{--navy:#0b3478;--navy2:#061f50;--orange:#ff4a0a;--green:#087b45;--ink:#14233a;--muted:#66758a;--soft:#f5f8fc;--line:#e2e8f0;--shadow:0 18px 50px rgba(6,31,80,.12)}
*{box-sizing:border-box}body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--ink);line-height:1.58}img{max-width:100%;display:block}a{text-decoration:none;color:inherit}.container{width:min(1180px,calc(100% - 38px));margin:auto}
.topbar{background:var(--navy2);color:#fff;font-size:13px}.topbar .container{min-height:36px;display:flex;justify-content:space-between;align-items:center}.nav{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}.nav .container{height:84px;display:flex;align-items:center;justify-content:space-between}.brand{display:flex;align-items:center;gap:12px;font-weight:900;color:var(--navy);line-height:1}.brand img{width:68px;height:68px;object-fit:contain}.brand em{display:block;color:var(--orange);font-style:normal}.menu{display:flex;gap:18px;align-items:center;font-size:13px;font-weight:800;color:#344660}
.btn{display:inline-flex;padding:13px 19px;border-radius:10px;font-weight:900}.primary{background:var(--orange);color:#fff}.outline{border:1px solid #cfd8e6;color:var(--navy);background:#fff}
.hero,.pagehero{background:radial-gradient(circle at 85% 15%,rgba(255,74,10,.12),transparent 22%),linear-gradient(135deg,#f8fbff,#fff)}.hero{padding:70px 0}.pagehero{padding:58px 0}.herogrid,.split,.contact{display:grid;grid-template-columns:1fr 1fr;gap:46px;align-items:center}
.eyebrow,.kicker{color:var(--green);font-size:12px;font-weight:900;letter-spacing:.12em;text-transform:uppercase}.kicker{color:var(--orange)}h1{font-size:clamp(46px,6vw,80px);line-height:.95;letter-spacing:-.055em;color:var(--navy2);margin:14px 0 20px}.pagehero h1{font-size:clamp(42px,5vw,65px)}h2{font-size:clamp(32px,4vw,50px);line-height:1.03;letter-spacing:-.04em;color:var(--navy2);margin:10px 0 15px}.lead,.pagehero p{font-size:18px;color:#506279}.orange{color:var(--orange)}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}
.heroimg,.imagecard{border-radius:26px;overflow:hidden;border:1px solid var(--line);box-shadow:var(--shadow);background:#fff}.heroimg img{height:440px;width:100%;object-fit:cover}.imagecard img{height:380px;width:100%;object-fit:cover}.caption{padding:16px 20px;color:var(--muted);font-size:13px}
.trustbar{background:var(--navy2);color:#fff}.trustbar .container{display:grid;grid-template-columns:repeat(4,1fr)}.trust{padding:20px;border-right:1px solid rgba(255,255,255,.17)}.trust span{display:block;font-size:12px;color:rgba(255,255,255,.68)}
section{padding:74px 0}.soft{background:var(--soft)}.sectionhead{max-width:790px;margin-bottom:34px}.sectionhead p,.card p{color:var(--muted)}.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}.card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:25px;box-shadow:0 8px 25px rgba(6,31,80,.05)}.card h3{color:var(--navy2);margin:6px 0}.icon{width:46px;height:46px;border-radius:13px;background:#edf3ff;color:var(--navy);display:grid;place-items:center;font-size:22px;font-weight:900}
.checks{display:grid;gap:12px;margin-top:20px}.check{display:flex;gap:10px}.check i{font-style:normal;width:25px;height:25px;flex:0 0 25px;border-radius:50%;background:#e8f7ef;color:var(--green);display:grid;place-items:center;font-weight:900}.quote{border-left:5px solid var(--orange);padding:20px 22px;background:#fff;border-radius:16px;color:#42536b}
.values,.flow{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.value,.step{background:#fff;border:1px solid var(--line);border-radius:18px;padding:22px}.value b{color:var(--navy)}.num{width:34px;height:34px;border-radius:50%;background:var(--orange);color:#fff;display:grid;place-items:center;font-weight:900}.warning{background:#fff8f4;border:1px solid #ffd6c5;border-radius:15px;padding:18px;color:#82452e}.pill{display:inline-block;background:#edf3ff;color:var(--navy);border-radius:999px;padding:6px 9px;font-size:11px;font-weight:900;text-transform:uppercase}
.band{background:linear-gradient(135deg,var(--navy2),var(--navy));color:#fff;padding:36px 0}.band .container{display:flex;justify-content:space-between;align-items:center;gap:25px}.band h2{color:#fff;margin:0}.band p{color:rgba(255,255,255,.72)}
.contactcard{background:var(--navy2);color:#fff;border-radius:22px;padding:28px}.contactcard p,.contactcard a{color:rgba(255,255,255,.78)}.row{padding:12px 0;border-top:1px solid rgba(255,255,255,.14)}form{background:#fff;border:1px solid var(--line);border-radius:22px;padding:27px;box-shadow:var(--shadow)}.formgrid{display:grid;grid-template-columns:1fr 1fr;gap:14px}label{font-size:13px;font-weight:800;color:#3c5069}input,select,textarea{width:100%;margin-top:6px;padding:12px;border:1px solid #d5deea;border-radius:10px;font:inherit}.full{grid-column:1/-1}textarea{min-height:130px}
footer{background:#04183c;color:#fff;padding:46px 0 20px}.footergrid{display:grid;grid-template-columns:1.2fr .8fr .8fr .8fr;gap:26px}footer p,footer a{color:rgba(255,255,255,.68);font-size:13px}.footerlogo{width:95px;background:#fff;border-radius:13px;padding:6px}.copy{margin-top:26px;padding-top:16px;border-top:1px solid rgba(255,255,255,.12);color:rgba(255,255,255,.5);font-size:12px}
.overview{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}.overview .card{min-height:180px}.overview a{color:var(--navy);font-weight:900}
@media(max-width:900px){.menu{display:none}.herogrid,.split,.contact{grid-template-columns:1fr}.grid3{grid-template-columns:1fr 1fr}.trustbar .container,.values,.flow{grid-template-columns:1fr 1fr}.footergrid{grid-template-columns:1fr 1fr}}
@media(max-width:620px){.container{width:min(100% - 26px,1180px)}.grid3,.grid2,.trustbar .container,.values,.flow,.formgrid,.footergrid,.overview{grid-template-columns:1fr}.full{grid-column:auto}.heroimg img{height:300px}.brand span{font-size:12px}}